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Funding that is fast, fair, and local

Savvy business owners understand the power of local investors. 

Honeycomb Credit provides a platform for growing small businesses to borrow money from everyday investors.

By launching an offering on Honeycomb, business owners can share their future financial success with customers, fans, and their community, while getting the funds they need to keep growing.

See if your business qualifies

 

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See why local businesses like yours choose Honeycomb to fund their growth.

Our innovative financing model provides competitive local business loans backed by the power of local investors.
Plus, you gain instant access to a team of local business experts who have one thing on their minds—making you successful.

Fixed-Rate, 3-5 Year Term Loans


We work with business owners at all stages of their entrepreneurial journey. Our credit team works to find terms that are right for your business.

Terms in as Little as 24 Hours


Our credit team will review your application and, if qualified, invite you to the platform at our specified terms in as little as 24 hours.

30-Day Payment-Free Period


This 30-day interest-free grace period gives you time after your offering to focus on completing your projects before repayments start.

Access Funds Before Offering Closes


Once the investment minimum is hit, Honeycomb can disburse funds for a small fee, giving you access to your capital faster than ever.

 

Investors from Your Street, Not Wall Street

Traditional banks look at traditional factors, not the underlying ones that can often speak louder than something like a credit score. Honeycomb looked at our revenue, trends, and expenses - the things that really tell the story of business growth. After sacrificing so much personally to establish and grow my business, it felt great to have someone consider all of those sacrifices and my hard work as the basis for helping me thrive.

Chef Adyre, founder and owner of the veggie
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Build Your Hive of Local Investors

“Honeycomb was an important method for us because we wanted that community involvement. It's incredible to have local friends and supporters to hit the ground running and foster enthusiasm.”

— Fernando and Meredith, Founders of BALVANERA
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Is your business a good fit for a Honeycomb investment offering?

Business owners who find success on our platform have a few things in common.

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Let's connect to see if we're a match

Launching an offering on Honeycomb elevates your brand, grows your revenue, and shines a spotlight on your success.